The most beautiful things in the world cannot be seen or even touched, they must be felt with the heart
~ Helen Keller (June 27, 1880 - June 01, 1968)
If I don't do something now, this capital maintenance list will be a problem and I will have more Fisher Pools popping up. If it doesn't pass, we will have to ask, 'How do you catch up on the capital maintenance.' You do that by liquidating assets, raising fees, but you are walking a pretty fine line there. If you raise fees then you can lose your user base.